https:\/\/actuar-project.org\/<\/a><\/cite><\/blockquote>\n\n\n\n\ubc14\uce74\ub77c24 \uac8c\uc774\ubc0d: \ud601\uc2e0\uc801\uc778 \uc628\ub77c\uc778 \uc2a4\ud06c\ub798\uce58 \uce74\ub4dc\uc640 \uc2ac\ub86f\uc744 \ub9cc\ub4dc\ub294 \uac8c\uc784 \uac1c\ubc1c\uc0ac<\/p>\n\n\n\n
\ubc14\uce74\ub77c24 \uac8c\uc774\ubc0d\uc740 \ud601\uc2e0\uc801\uc778 \uc628\ub77c\uc778 \uc2a4\ud06c\ub798\uce58 \uce74\ub4dc\uc640 \uc2ac\ub86f\uc744 \uc804\ubb38\uc73c\ub85c \uc81c\uc791\ud558\ub294 \uac8c\uc784 \uac1c\ubc1c\uc0ac\uc785\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\ub294 2018\ub144\uc5d0 \uc124\ub9bd\ub418\uc5c8\uc73c\uba70 \uc774\ud6c4 \uc628\ub77c\uc778 \uac8c\uc784\uc5d0 \ub300\ud55c \ub3c5\ud2b9\ud55c \uc811\uadfc \ubc29\uc2dd\uc73c\ub85c \uc720\uba85\ud574\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\ubc14\uce74\ub77c24 \uac8c\uc774\ubc0d\uc758 \uc628\ub77c\uc778 \uac8c\uc784\uc758 \uac00\uc7a5 \ud070 \ud2b9\uc9d5 \uc911 \ud558\ub098\ub294 \ub2e8\uc21c\ud568\uc785\ub2c8\ub2e4. \uc2a4\ud06c\ub798\uce58 \uce74\ub4dc\uc640 \uc2ac\ub86f\uc740 \uc27d\uac8c \ud50c\ub808\uc774\ud558\uace0 \uc774\ud574\ud560 \uc218 \uc788\ub3c4\ub85d \uc124\uacc4\ub418\uc5b4 \ubaa8\ub4e0 \uae30\uc220 \uc218\uc900\uc758 \ud50c\ub808\uc774\uc5b4\uac00 \uc561\uc138\uc2a4 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub2e8\uc21c\ud568\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uac8c\uc784\uc740 \uc5ec\uc804\ud788 \uc7ac\ubbf8 \uc788\uace0 \ub9e4\ub825\uc801\uc778 \uac8c\uc784 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n
\ubc14\uce74\ub77c24 \uc740 \uc2a4\ud06c\ub798\uce58 \ube0c\ub860\uc988, \uc2a4\ud06c\ub798\uce58 \ud50c\ub798\ud2f0\ub118, \uc2a4\ud2f1 ‘\uc5e0\uacfc \uac19\uc740 \uc778\uae30 \ud0c0\uc774\ud2c0\uc744 \ud3ec\ud568\ud55c \ub2e4\uc591\ud55c \uc628\ub77c\uc778 \uc2a4\ud06c\ub798\uce58 \uce74\ub4dc\uc640 \uc2ac\ub86f\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774 \uac8c\uc784\ub4e4\uc740 \ub9e4\ub825\uc801\uc778 \uadf8\ub798\ud53d, \ud2b9\ubcc4\ud55c \uae30\ub2a5, \ubcf4\ub108\uc2a4 \ub77c\uc6b4\ub4dc\ub97c \uac16\ucd94\uace0 \uc788\uc5b4 \ud50c\ub808\uc774\uc5b4\uc5d0\uac8c \ud070 \uc2b9\ub9ac\ub97c \uc548\uaca8\uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\ubc14\uce74\ub77c24 \uc758 \uc628\ub77c\uc778 \uac8c\uc784\uc758 \ub610 \ub2e4\ub978 \uc7a5\uc810\uc740 \uc811\uadfc\uc131\uc785\ub2c8\ub2e4. \uc774 \uac8c\uc784\uc740 \ub370\uc2a4\ud06c\ud1b1, \ubaa8\ubc14\uc77c \ubc0f \ud0dc\ube14\ub9bf \uc7a5\uce58\ub97c \ud3ec\ud568\ud55c \ub2e4\uc591\ud55c \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc989, \uc5b4\ub514\uc5d0 \uc788\ub4e0 \uc5b4\ub5a4 \uae30\uae30\ub97c \uc0ac\uc6a9\ud558\ub4e0 \uac8c\uc784\uc744 \uc990\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uacf5\uc815\uc131 \uce21\uba74\uc5d0\uc11c \ubc14\uce74\ub77c24 \uc758 \uac8c\uc784\uc740 \ud0c0\uc0ac \ud14c\uc2a4\ud2b8 \uae30\uad00\uc758 \uac10\uc0ac\ub97c \ud1b5\ud574 \ubb34\uc791\uc704\uc801\uc774\uace0 \uacf5\uc815\ud55c\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4. \uc989, \ud50c\ub808\uc774\uc5b4\ub294 \uac8c\uc784\uc774 \uc5b4\ub5a4 \ubc29\uc2dd\uc73c\ub85c\ub4e0 \uc870\uc791\ub418\uc9c0 \uc54a\uc558\uc73c\uba70 \ub2f9\ucca8 \ud655\ub960\uc774 \uc21c\uc218\ud55c \uc6b4\uc5d0 \uae30\ubc18\ud55c\ub2e4\ub294 \uac83\uc744 \uc2e0\ub8b0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\ubc14\uce74\ub77c24 \uac8c\uc774\ubc0d\uc740 \ud601\uc2e0\uc5d0 \ub300\ud55c \ud5cc\uc2e0\uc73c\ub85c\ub3c4 \uc720\uba85\ud569\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\ub294 \ud50c\ub808\uc774\uc5b4\uc758 \uac8c\uc784 \uacbd\ud5d8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \uc5ec\ub7ec \uac00\uc9c0 \ub3c5\ud2b9\ud55c \uae30\ub2a5\uc744 \uac1c\ubc1c\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uae30\ub2a5 \uc911 \ud558\ub098\ub294 \ud50c\ub808\uc774\uc5b4\uac00 \ubaa8\ubc14\uc77c \uc7a5\uce58\uc5d0\uc11c \uc27d\uac8c \uc561\uc138\uc2a4\ud558\uace0 \ubc14\uce74\ub77c24 \uc758 \uac8c\uc784\uc5d0 \ud50c\ub808\uc774 \ud560 \uc218\uc788\ub294 “Pocketz”\ud50c\ub7ab\ud3fc\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n
\ubc14\uce74\ub77c24 \uac8c\uc774\ubc0d \uac8c\uc784\uc758 \ub610 \ub2e4\ub978 \ud601\uc2e0\uc801\uc778 \uae30\ub2a5\uc740 “\ud074\ub7ec\uc2a4\ud130 \ud398\uc774” \uba54\ucee4\ub2c8\uc998\uc785\ub2c8\ub2e4. \uc774 \uae30\ub2a5\uc744 \ud1b5\ud574 \ud50c\ub808\uc774\uc5b4\ub294 \uae30\uc874\uc758 \ud398\uc774 \ub77c\uc778\uc774 \uc544\ub2cc \ud074\ub7ec\uc2a4\ud130\uc5d0\uc11c \uae30\ud638\ub97c \uc77c\uce58\uc2dc\ucf1c \uc2b9\ub9ac \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uac8c\uc784 \uacbd\ud5d8\uc5d0 \ud765\ubbf8\ub97c \ub354\ud558\uace0 \ud50c\ub808\uc774\uc5b4\uc5d0\uac8c \ud070 \uc2b9\ub9ac\ub97c \uac00\uc838\uc62c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uace0\uac1d \uc9c0\uc6d0 \uce21\uba74\uc5d0\uc11c \ubc14\uce74\ub77c24 \uc740 \ub3c4\uc6c0\uc774 \ud544\uc694\ud55c \ud50c\ub808\uc774\uc5b4\uc5d0\uac8c \ub2e4\uc591\ud55c \uc635\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\ub294 \ud50c\ub808\uc774\uc5b4\uac00 \uac00\uc9c8 \uc218\uc788\ub294 \ubaa8\ub4e0 \ubb38\uc81c \ub098 \uc9c8\ubb38\uc744 \ub3d5\uae30 \uc704\ud574 \uc5f0\uc911 \ubb34\ud734 24 \uc2dc\uac04 \uc774\uc6a9 \uac00\ub2a5\ud55c \uc804\ub2f4 \uc9c0\uc6d0 \ud300\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ubc14\uce74\ub77c24 \uc740 \uac8c\uc784 \uaddc\uce59\uacfc \ud29c\ud1a0\ub9ac\uc5bc, \ucc45\uc784\uac10 \uc788\ub294 \uac8c\uc784 \uad00\ud589\uc5d0 \ub300\ud55c \uc815\ubcf4 \ub4f1 \ud50c\ub808\uc774\uc5b4\ub97c \uc704\ud55c \ub2e4\uc591\ud55c \ub9ac\uc18c\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc804\ubc18\uc801\uc73c\ub85c \ubc14\uce74\ub77c24 \uac8c\uc774\ubc0d\uc740 \ub3c5\ud2b9\ud558\uace0 \ub9e4\ub825\uc801\uc778 \uc628\ub77c\uc778 \uac8c\uc784 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \uac8c\uc784 \uac1c\ubc1c\uc0ac\uc785\ub2c8\ub2e4. \ub2e8\uc21c\ud558\uba74\uc11c\ub3c4 \ud601\uc2e0\uc801\uc778 \uac8c\uc784, \uace0\ud488\uc9c8 \uadf8\ub798\ud53d, \ud2b9\ubcc4\ud55c \uae30\ub2a5\uc744 \uac16\ucd98 \ubc14\uce74\ub77c24 \uc758 \uc2a4\ud06c\ub798\uce58 \uce74\ub4dc\uc640 \uc2ac\ub86f\uc740 \ud50c\ub808\uc774\uc5b4\uc5d0\uac8c \uc7ac\ubbf8\uc788\uace0 \ud765\ubbf8\uc9c4\uc9c4\ud55c \uac8c\uc784 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uace0\ud488\uc9c8 \uc628\ub77c\uc778 \uc2a4\ud06c\ub798\uce58 \uce74\ub4dc \ub610\ub294 \uc2ac\ub86f \uac8c\uc784\uc744 \ucc3e\uace0 \uc788\ub2e4\uba74 \ubc14\uce74\ub77c24 \uc774 \uc81c\uacf5\ud558\ub294 \uac83\uc744 \uaf2d \ud655\uc778\ud558\uc138\uc694.<\/p>\n","protected":false},"excerpt":{"rendered":"
\ubc14\uce74\ub77c24 \uc628\ub77c\uc778 \ubc14\uce74\ub77c\uc0ac\uc774\ud2b8 \ubc14\uce74\ub77c24 \uc5d0\uc11c\ub294 \uc548\uc804\ud55c \uba54\uc774\uc800 \uc2e4\uc2dc\uac04 \ubc14\uce74\ub77c\uc0ac\uc774\ud2b8 \uc778\uc99d\uc5c5\uccb4 \ub9ac\uc2a4\ud2b8 \ub97c \uacf5\uac1c \ud22c\uba85\ud55c \uce74\uc9c0\ub178\uc0ac\uc774\ud2b8 \uc774\uc6a9\uc774 \uac00\ub2a5\ud558\ub3c4\ub85d \ubc14\uce74\ub77c\uac80\uc99d \uacfc \uce74\uc9c0\ub178\uac80\uc99d \uc744 \uc9c4\ud589 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4 \uce74\uc9c0\ub178\uc778\uc99d\uc5c5\uccb4 \ub97c \uc9c0\uae08 \ud655\uc778\ud574\ubcf4\uc138\uc694 https:\/\/actuar-project.org\/ \ubc14\uce74\ub77c24 \uac8c\uc774\ubc0d: \ud601\uc2e0\uc801\uc778 \uc628\ub77c\uc778 \uc2a4\ud06c\ub798\uce58 \uce74\ub4dc\uc640 \uc2ac\ub86f\uc744 \ub9cc\ub4dc\ub294 \uac8c\uc784 \uac1c\ubc1c\uc0ac \ubc14\uce74\ub77c24 \uac8c\uc774\ubc0d\uc740 \ud601\uc2e0\uc801\uc778 \uc628\ub77c\uc778 \uc2a4\ud06c\ub798\uce58 \uce74\ub4dc\uc640 \uc2ac\ub86f\uc744 \uc804\ubb38\uc73c\ub85c \uc81c\uc791\ud558\ub294 \uac8c\uc784 \uac1c\ubc1c\uc0ac\uc785\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\ub294 2018\ub144\uc5d0 \uc124\ub9bd\ub418\uc5c8\uc73c\uba70 \uc774\ud6c4 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[9,54,52,58,60,48,59,51,42,64,55,67,66,65,62,68,49,46,45,63,41,44,61,56,50,43,57,47,53],"yoast_head":"\n
\ubc14\uce74\ub77c24 \uc628\ub77c\uc778 \ubc14\uce74\ub77c\uc0ac\uc774\ud2b8 - \uc628\ub77c\uc778 \uc548\uc804 \uce74\uc9c0\ub178\uc0ac\uc774\ud2b8 \ucee4\ubba4\ub2c8\ud2f0 \uce74\uc9c0\ub178\ub9c8\uc655<\/title>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\t\n\t\n\t\n